Application Checklist
GETTING READY TO APPLY? HERE’S A LIST OF DOCUMENTS YOU MAY BE ASKED TO SUPPLY:
Property – related
- Copy of your signed contract including any riders
- Verified document showing the deposit you made on the home, if any
- Contact information for real estate agents, attorneys and other professional parties involved in the sale
- Copy of the property listing sheet and any survey information or other legal description
Income – related
- Copies of your two most recent paystubs as well as a year-to-date statement of earnings if available
- Copies of your W-2 forms for the preceding two years (self-employed: full tax returns required)
- Contact information for employers during the past two years
- Green card or work visa if applicable
- Also be ready to explain any periods of time during the past two years when you were not employed
- Information about alimony, child support, Social Security or disability income your receive
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- Copy of signed contract for current home if proceeds are being used for purchase of new home
- Savings, checking and money market statements for past three months
- Copies of brokerage statements showing stocks and bonds owned
- For gifts, provide a gift affidavit and a receipt of your gift
Existing debts
- List of contact information for credit card companies, banks or other lenders or entities with which you have loans, as well as account numbers, existing balances and monthly payments
- Copies of last three monthly statements for each debt account
- List of contact information for mortgage holders and/or landlords from past two years, as well as account numbers, existing balances and monthly payments
- Copies of child support and/or alimony orders
This list is not intended to be complete; your lender may require additional documentation. Being cooperative and prompt in supplying additional documents will help speed your application process along.
